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Terms & Conditions

Last updated: October 2026

These terms apply to your use of this website and to the information and services offered through it. By using this website, you accept these terms.

General Information Only

Content on this website is provided for general information purposes and does not constitute legal, tax, accounting, mortgage, insurance or investment advice. Coverage, products, rates and eligibility are subject to insurer or lender approval, policy terms, conditions, limitations and exclusions.

Bookings and Appointments

Online booking requests are requests only and are confirmed once you receive a confirmation. We may reschedule or decline a request where a scheduling conflict or suitability issue exists.

No Guarantee of Results

Nothing on this website is a guarantee of approval, coverage, financing, property value, investment performance or any particular financial outcome.

Intellectual Property

All content on this website, including text, images and the Fernandez Financial Solutions name and logo, is owned by or licensed to us and may not be copied or reused without permission.

Third-Party Links and Tools

This website links to calculators, tools and websites operated by third parties. We do not control those sites and are not responsible for their content, availability or privacy practices.

Limitation of Liability

To the extent permitted by law, Fernandez Financial Solutions is not liable for any loss or damage arising from reliance on the general information published on this website.

Governing Law

These terms are governed by the laws of the Province of Alberta and the federal laws of Canada that apply there.

Changes to These Terms

We may update these terms from time to time. The version published on this page is the version in effect.