Build, Preserve & Plan Ahead
Your financial needs change throughout life. Take a holistic approach to savings, retirement income and legacy solutions for short- and long-term goals.
Tax-Advantaged Savings
Save for retirement with potential tax benefits today. Explore insurance-based options that match your goals, time horizon and risk tolerance.
Eligible buyers may withdraw from an RRSP to buy or build a qualifying home, subject to government rules and repayment.
Helps eligible first-time buyers save for a first home. Contributions may be tax-deductible; qualifying withdrawals are tax-free.
Flexible savings where eligible growth and withdrawals are generally tax-free, for short- or long-term goals.
Long-term savings for eligible individuals with disabilities, who may also qualify for government grants and bonds.
Segregated Funds & Non-Registered Savings
Offered through life insurance companies, combining growth potential with insurance features. Depending on the contract: maturity and death-benefit guarantees and estate-planning benefits.
Flexibility when you’ve used your registered contribution room. Explore insurance-based options for your goals, horizon and risk tolerance.
Retirement Income Solutions
Convert accumulated savings into income during retirement, typically for people approaching or in retirement who need structured, consistent cash flow for living expenses.
Turn a lump sum into regular income for a selected period or for life, guaranteed depending on structure. Income stability and predictability without managing withdrawals or market swings.
Estate & Legacy Planning
Plan the preservation and transfer of assets to beneficiaries and trusts so they are distributed as you intend. Benefits may include estate liquidity, supporting beneficiaries and an orderly transfer of wealth.
Explore related services
Comprehensive insurance solutions designed around your personal, family and business priorities.
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Expert guidance to understand and compare mortgage options for your homeownership goals.